SM Finance

Our lenders

A wide panel, brought into focus.

We work with a wide panel of UK lenders, including specialist providers. That gives us more options to compare, and we can speak directly to underwriters on cases that need it. The lender and product available will depend on your circumstances and lender criteria.

Lender group

Sharia-compliant lenders

For Home Purchase Plans and Islamic property finance. The choice of provider depends on lender criteria and your circumstances.

Al Rayan Bank
Gatehouse Bank
Bank of London and The Middle East

Lender group

Bridging and short-term finance lenders

For property purchases, refurbishment and exit-plan led cases where timing and the proposed repayment route need careful attention.

Assetz Capital
Alternative
Affirmative
Blend
Atom Digital
BM Solutions

Lender group

Buy-to-let, commercial and specialist lenders

For landlords, HMOs, multi-unit blocks and business premises, subject to the property and lender criteria.

Shawbrook
Aldermore
Fleet Mortgages
Godiva
Cynergy
Hampden
Foundation

Lender group

High street and residential lenders

For first-time buyer, home mover and remortgage cases, with options shaped by your circumstances and the lender criteria.

Halifax
Coventry
Dudley
Darlington
Earl Shilton
Bath Building Society
Buckinghamshire
Furness

Lender group

More lenders we work with

A selection of additional lenders we may consider when their criteria fit the case.

Amicus
Butterfield
Scottish Widows Bank
Santander Private Banking
West One
Virgin Money
Vida Homeloans
United Trust Bank
UBS
TSB
West Brom
The Nottingham
The Mortgage Works
Teachers Building Society
Tandem Bank
Swansea Building Society
Skipton Building Society

Find a suitable starting point.

The lender and product available will depend on your needs, the property, affordability and lender criteria. Speak with us and we will explain the next step.