Islamic finance
A clear route, explained around your situation.
A Home Purchase Plan is a Sharia-compliant alternative to a conventional mortgage. It is based on partnership, shared ownership and real assets, with payments described as rental, partnership or profit-based payments.
We begin with a conversation about your plans, circumstances and timing. Then we explain the options, lender criteria and paperwork that may matter, so you know what the next step involves.
How we help
Practical support from the first question onwards.
- Understand your goals and values before discussing routes
- Explain Home Purchase Plan structures in plain English
- Help you compare the ownership, rental and partnership arrangements
- Coordinate the lender, solicitor and other professionals
Questions, answered
Useful detail without the jargon.
Why do I need a mortgage broker?
A broker takes time to understand your plans, income, budget and circumstances, then explains suitable routes from a wide panel of lenders. That gives you a clearer basis for your decision.
What can a mortgage broker do for me?
We help you understand your budget, gather the right documents, prepare the application and liaise with the lender, solicitor and estate agent through to completion.
How does the buying process work?
We start with your budget, then support the property search, offer, solicitor instruction, application, valuation and legal completion. We keep you updated at each stage.
How does the finance process work?
We talk through your situation, explain the documents needed, research suitable options, manage the application and stay involved while the lender completes its checks.
What is a Home Purchase Plan?
A Home Purchase Plan is a Sharia-compliant alternative to a conventional mortgage. It is based on partnership, shared ownership and real assets, with payments described as rental, partnership or profit-based payments.
Why choose an Islamic or Home Purchase Plan structure?
It can be a way to arrange home finance that aligns with your values and avoids conventional lending structures. We explain the legal documents, ownership arrangement, payments and responsibilities clearly.
Start with a useful conversation